Should I Select A 15 Year Or 30 Year Mortgage?

You have found the home you want and are in the process of getting your mortgage approved. You’re asked if you want to go with a 15-year fixed mortgage or a 30-year fixed mortgage – which one should you do? Both mortgage options have their share of pros and cons and depending on your situation will help to determine whether to opt for a 15- or 30-year fixed mortgage on your new home.

Here is a highlight of the benefits of each mortgage loan option:

15 Year Fixed Mortgage Loan

A 15-year mortgage loan takes your total loan amount, includin