Owner and Senior Mortgage Loan Originator
Teresa Fink has been a resident and active business professional in the Tampa Bay community since 1987. Teresa began her career in the mortgage industry as a mortgage processor and became a licensed mortgage broker in 1990. As one of the communities top-producing loan originators, she decided to partner with her husband, Mike, in opening their own company in 2006. It was Teresa’s dream to help prospective home buyers to assist them in achieving their dream of home ownership and assist homeowner’s in achieving their financial goals by refinancing, consolidating debt or to accomplish their personal dreams by utilizing the equity in their homes. Teresa’s extensive mortgage background provides borrower’s a wealth of knowledge in all mortgage lending products including FHA, USDA, VA and Conventional. Teresa is an advocate for her clients and will work diligently to assist the borrowers in obtaining their goals. Mike and Teresa were married in 1985 and are blessed with 2 wonderful daughters. When not in the office, Teresa is enjoying family and loves to travel.
1463 Oakfield Dr. #127,
Brandon, FL 33511
Co-owner and Administrative Manager
Mike is a native of Ohio and has been a resident of the Tampa Bay Area for over 20 yrs. Mike is a veteran of the United States Air Force.
Mortgage Loan Originator
Paul began his career in the mortgage industry in the Tampa Bay area in 1993, which means he brings a wealth of knowledge to the table. He received both a degree in history and in finance from the University of South Florida, and has previously been licensed as a realtor, a general contractor and held a securities license. This background allows Paul to speak to clients with knowledge and help them obtain a mortgage that best fits their needs.
Paul is originally from New Jersey, but moved to the Tampa as a child. He has beautiful daughter, Mercy, and they both love to spend time at the beach, especially to watch the sunset over the Gulf. Paul is a “Parrothead” and a huge sports fan (Rays, Bucs, Bolts and Bulls).
“I love to help people with the decisions regarding financing homes. I’m also well rounded enough to talk to them about that as part of an overall plan. I can’t do the planning for them, but I can ask questions that make them think about what is best for them.”
Mortgage Loan Originator
NMLS # 756425
Sergio Matos graduated from the University of South Florida majoring in Finance and Economics. He has been in the lending industry for 23 years. He has also held licenses in the securities and the insurance industry. He is also a Certified Mortgage Planning Specialist and has been assisting clients with their mortgages for over 15 years. What this means is that he has the knowledge to help guide his clients to find the best program for their financial situation.
He is dedicated to assist the local community become financially literate. He has done this by partnering with local not for profits to teach financial wellness classes. He also has volunteered with his local church as their financial committee chairperson for over 10 years. He is fully bilingual assisting the Hispanic community learn about credit and the lending process.
Pedro and I would like to thank you for your great work during the entire process of buying our home. You got us a excellent rate and we got a awesome deal on the house everything came out great. It was very comforting to know that we had such a knowledgeable professional to help us through this unfamiliar chain of events. You had a concise and accurate answer for every question that we asked .Thank you for all your help. We appreciate it so much I know it was a a bit stressful at times with the owners before but we finally got through it ! Once again THANK YOU !
Mortgage Loan Originator
NMLS # 2102354
Iris Kolacsky is originally from Puerto Rico and has been a local resident of Valrico/Brandon since 1981. She has over 15 years professional experience in the Mortgage, Real Estate, and Insurance Industry, excelling at putting her customers first, keeping them informed, and easing their concerns. She finds great joy in helping people navigate the financial aspects of home ownership by explaining the process, answering questions, and offering options that provide the best benefit for her clients. She is a committed wife of 30+ years and is blessed spending time with family (especially her grandchildren), and friends.
Office Manager/Senior Mortgage Loan Processor & Mortgage Loan Originator
Now in her 25th year in the industry, JoAnne has the experience you can trust. From loan origination and processing every kind of residential loan imaginable to managing her own branch office, there are very few challenges that she can’t overcome. With extensive knowledge of the underwriting process, JoAnne will guide you every step of the way through to closing. Communication is key and you will know you are in good hands once that line is open. In her free time, she enjoys quality family time with her husband and two young boys.
Alicia Fink is a returning employee with over 10 years experience in customer service and a year of processing experience. She was born and raised in Brandon Florida and graduated from Hillsborough Community College in 2012 with an Associates Degree. Alicia loves what she does and looks forward to assisting you!
Susan is an Ohio native with over 30 years of customer service experience in a wide array of business environments. She looks forward to assisting you with your mortgage needs.
Fax : 800-540-1877