Documents you will need to bring to your initial appointment:
- Driver’s license and social security card
- Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
- Names/addresses of employers for the last two years
- W-2s for the last two years
- Copy of most recent tax return
- Bank statements for the last three months
- Proof of pension income, if applicable
- Social Security and Disability payments, if applicable
- Dividend earnings or bonus, if applicable
- Child support or alimony payments (optional for you to disclose)
- A copy of earnest money deposit
- Information on debts such as car loans, student loans and credit cards
- Security accounts (stocks, bonds, life insurance)
- If self-employed: your year-to-date profit and loss statement, plus two years of bank statements and tax returns.