ONE STEP CLOSER TO THE
No Down Payment Programs
Highly Responsive Communication
Over 25,000 clients served
30+ Years of Service & 100+ Years Experience
At American Dream Home Mortgage, we pride ourselves in helping people find the best solution for their individual financing needs. We take the time to get to know our clients while working quickly to get them the results they want. We opened our business in 2006 and have over 30 years’ experience in the industry. We understand the importance of providing the best possible terms while meeting your closing deadline.
The reason we established American Dream Home Mortgage is because we want to see people’s dreams of homeownership become a reality. The reason we’ve stayed in business is because we care about our customers and we ensure that they understand the loan process from beginning to end. American Dream Home Mortgage looks forward to assisting you with your homebuying or refinancing needs.
PROUD MEMBER OF THE VALRICO/FISHHAWK CHAMBER OF COMMERCE
Proud recipients of the finalist award for the 2010 Small Business of the Year Award sponsored by the Greater Brandon Chamber of Commerce.
In closed loans
of combined experience
MEET THE DREAM TEAM
Owner and Senior Mortgage Loan Originator
Teresa Fink has been a resident and active business professional in the Tampa Bay community since 1987. Teresa began her career in the mortgage industry as a mortgage processor and became a licensed mortgage broker in 1990. As one of the communities top-producing loan originators, she decided to partner with her husband, Mike, in opening their own company in 2006. It was Teresa’s dream to help prospective home buyers to assist them...
Co-owner and Administrative Manager
Mike is a native of Ohio and has been a resident of the Tampa Bay Area for over 20 yrs. Mike is a veteran of the United States Air Force.
Mortgage Loan Originator
Paul began his career in the mortgage industry in the Tampa Bay area in 1993, which means he brings a wealth of knowledge to the table. He received both a degree in history and in finance from the University of South Florida, and has previously been licensed as a realtor, a general contractor and held a securities license. This background allows Paul to speak to clients with knowledge and help them obtain...
Mortgage Loan Originator
NMLS # 756425
Sergio Matos graduated from the University of South Florida majoring in Finance and Economics. He has been in the lending industry for 23 years. He has also held licenses in the securities and the insurance industry. He is also a Certified Mortgage Planning Specialist and has been assisting clients with their mortgages for over 15 years. What this means is that he has the knowledge to help guide his clients to find...
Senior Mortgage Loan Processor & Loan Originator
Now in her 25th year in the industry, JoAnne has the experience you can trust. From loan origination and processing every kind of residential loan imaginable to managing her own branch office, there are very few challenges that she can’t overcome. With extensive knowledge of the underwriting process, JoAnne will guide you every step of the way through to closing. Communication is key and you will know you are in good hands...
Loan Processor & Loan Originator
NMLS # 1782026
Amber Fink is a license mortgage loan originator and mortgage processor at American Dream Home Mortgage. Amber graduated in 2018 from Saint Leo University with a Bachelor’s in Marketing. She also manages the social media accounts for American Dream Home Mortgage. Amber was born and raised in Brandon, FL. She now lives in North Carolina near Asheville and works remotely. She is a dog mom and enjoys spending time with family and...
Client Service Representative
Alicia Stemple is a returning employee with over 10 years experience in customer service. She was born and raised in Brandon Florida and graduated from Hillsborough Community College in 2012 with an Associates Degree. For the past 6 years Alicia has been fostering children and has a genuine heart of compassion for people. In her spare time she enjoys reading and scrapbooking. Alicia looks forward to assisting you!
Click To Read All Reviews
Most of the time moving is an exciting event because it is linked to an exciting life change such as starting a new job, expanding your family, downsizing for retirement, [...]
Spring is just around the corner and many homeowners will be listing their homes for sale as the slower winter selling season comes to an end. Spring tends to be [...]
If you decide to refinance your home mortgage, your current mortgage will be replaced with a new mortgage loan with different terms. But why would a homeowner choose to refinance [...]
Resources and Calculators
Financial Loan Calculators
Please choose a calculator from the list below and allow a moment for the calculator’s page to open.