ONE STEP CLOSER TO THE
AMERICAN DREAM
Fantastic Rates
Solutions for All Credit
No Down Payment Programs
Investor Programs
Fast Closings
Highly Responsive Communication
Over 25,000 clients served
30+ Years of Service & 100+ Years Experience
CALL US AT (813) 655-4663
or Fill out the form below to have us call you!
SERVICES
WE OFFER
At American Dream Home Mortgage, we pride ourselves in helping people find the best solution for their individual financing needs. We take the time to get to know our clients while working quickly to get them the results they want. We opened our business in 2006 and have over 30 years’ experience in the industry. We understand the importance of providing the best possible terms while meeting your closing deadline.
The reason we established American Dream Home Mortgage is because we want to see people’s dreams of homeownership become a reality. The reason we’ve stayed in business is because we care about our customers and we ensure that they understand the loan process from beginning to end. American Dream Home Mortgage looks forward to assisting you with your homebuying or refinancing needs.
A home loan provided by a private lender such as a bank or mortgage company
The streamline 203K is intended to help facilitate, uncomplicated improvements or repairs to a home.
This program was put in place to help first-time homebuyers have a safe and secure loan that they could qualify for.
Designed for low- to moderate- income individuals to qualify for their dream home with as little as 3% down.
VA loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans and active military.
Both hard money and private money are asset based loans from non-traditional lending sources.
The USDA program provides special programs for qualified customers when purchasing a rural home.
Home improvements can be expensive, but that doesn’t have to stand in your way of completing your projects. There a numerous loan options available to make repairs more affordable.
PROUD MEMBER OF THE VALRICO/FISHHAWK CHAMBER OF COMMERCE
Proud recipients of the finalist award for the 2010 Small Business of the Year Award sponsored by the Greater Brandon Chamber of Commerce.
Over
25,000
Customers Served
More Than
$500,000,000
In closed loans
More Than
100 Years
of combined experience
MEET THE DREAM TEAM
Teresa Fink
Owner and Senior Mortgage Loan Originator
NMLS# 327751
Teresa Fink has been a resident and active business professional in the Tampa Bay community since 1987. Teresa began her career in the mortgage industry as a mortgage processor and became a licensed mortgage broker in 1990. As one of the communities top-producing loan originators, she decided to partner with her husband, Mike, in opening their own company in 2006. It was Teresa’s dream to help prospective home buyers to assist them...
Mike Fink
Co-owner and Administrative Manager
Mike is a native of Ohio and has been a resident of the Tampa Bay Area for over 20 yrs. Mike is a veteran of the United States Air Force.
Paul Pritt
Mortgage Loan Originator
NMLS# 336840
Paul began his career in the mortgage industry in the Tampa Bay area in 1993, which means he brings a wealth of knowledge to the table. He received both a degree in history and in finance from the University of South Florida, and has previously been licensed as a realtor, a general contractor and held a securities license. This background allows Paul to speak to clients with knowledge and help them obtain...
Caryn Magherusan
Mortgage Loan Originator
NMLS # 1409812
Caryn grew up on the East coast of Florida, moving to Tampa after high school, to earn a Bachelors in Science degree in Accounting from the University of South Florida. She worked in Corporate Finance until 2014 where she then joined the mortgage world as a loan originator. Her diverse finance background has proven to be invaluable asset to the clients she serves. Caryn especially enjoys meeting new people of diverse backgrounds,...
Tanita Montgomery
Mortgage Loan Originator
NMLS # 1705269
Tanita is a Florida native that has lived on both the East and West coasts. She holds a Bachelor's degree in Marketing from the University of North Florida and a Master's degree in Procurement & Contract Management from the Florida Institute of Technology. One of her greatest passions is animal welfare which led her to serve on the Board of Directors for Kids and Canines in Tampa, FL. Her breed of choice...
Todd Fogelsonger
Mortgage Loan Originator
NMLS # 114827
Todd Fogelsonger has been in the lending business for over 20 years. He is known as the go-to guy to get your financing done, whether it be a conventional purchase, refinance, reverse mortgage, private money or commercial loans. Todd can get it done. His clients enjoy his constant communication and updates during the loan process and his ability to simplify a complicated process.
JoAnne Patton
Senior Mortgage Loan Processor & Loan Originator
NMLS# 342684
Now in her 25th year in the industry, JoAnne has the experience you can trust. From loan origination and processing every kind of residential loan imaginable to managing her own branch office, there are very few challenges that she can’t overcome. With extensive knowledge of the underwriting process, JoAnne will guide you every step of the way through to closing. Communication is key and you will know you are in good hands...
Amber Fink
Loan Processor
Amber Fink is a mortgage processor at American Dream Home Mortgage. Amber graduated in 2018 from Saint Leo University with a Bachelor’s in Marketing. Amber also manages the social media accounts for American Dream Home Mortgage. Amber was born and raised in Brandon, FL. Amber enjoys spending time with family and going to the beach. Amber looks forward to a long-term career in the mortgage industry where she can assist others in...
TESTIMONIALS
Click To Read All Reviews
5 Requirements for First Time Home Buyers
After some time, you've already decided to buy your own home either for you and your family to live in or for the purpose of building your own family. Regardless [...]
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Some people are interested in buying land instead of an existing home, whether it is the preference of building your dream home or buying property in an area you prefer, [...]
How To Get Rid Of PMI
Private Mortgage Insurance, also known as PMI, is something that many people don’t want to have (but can’t avoid) and they want to get rid of it as soon as [...]
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