• Fantastic Rates

  • No Down Payment Programs

  • Investor Programs

  • Fast Closings

  • Highly Responsive Communication

  • Over 25,000 clients served

  • 30+ Years of Service & 100+ Years Experience

CALL US AT (813) 655-4663

or Fill out the form below to have us call you!

    I would like help with:

    Purchasing a HomeRefinancingCash OutReverse Mortgage LoanHard Equity LoanJumbo/Non-Conforming ProductsBank Statement ProgramOther



    At American Dream Home Mortgage, we pride ourselves in helping people find the best solution for their individual financing needs. We take the time to get to know our clients while working quickly to get them the results they want. We opened our business in 2006 and have over 30 years’ experience in the industry. We understand the importance of providing the best possible terms while meeting your closing deadline.
    The reason we established American Dream Home Mortgage is because we want to see people’s dreams of homeownership become a reality. The reason we’ve stayed in business is because we care about our customers and we ensure that they understand the loan process from beginning to end. American Dream Home Mortgage looks forward to assisting you with your homebuying or refinancing needs.


    Proud recipients of the finalist award for the 2010 Small Business of the Year Award sponsored by the Greater Brandon Chamber of Commerce.

    Home Mortgage Commercial Property loans
    Home Mortgage FHA 203k Streamline Rehab Program
    Home Mortgage HARP Refinancing Loans
    Home Mortgage USDA Loans
    Home Mortgage VA loan
    Home Mortgage FHA loan

    Customers Served

    More Than
    In closed loans

    More Than
    100 Years
    of combined experience


    American Dream Home Mortgage FHA 203k Streamline Rehab Program

    Teresa Fink

    Owner and Senior Mortgage Loan Originator
    NMLS# 327751

    Teresa Fink has been a resident and active business professional in the Tampa Bay community since 1987. Teresa began her career in the mortgage industry as a mortgage processor and became a licensed mortgage broker in 1990. As one of the communities top-producing loan originators, she decided to partner with her husband, Mike, in opening their own company in 2006. It was Teresa’s dream to help prospective home buyers to assist them...

    American Dream Home Mortgage Home Equity Lines And Loans

    Mike Fink

    Co-owner and Administrative Manager

    Mike is a native of Ohio and has been a resident of the Tampa Bay Area for over 20 yrs. Mike is a veteran of the United States Air Force.

    Iris Kolacsky

    Mortgage Loan Originator
    Hablo Espanol
    NMLS # 2102354

    Iris Kolacsky is originally from Puerto Rico and has been a local resident of Valrico/Brandon since 1981. She has over 15 years professional experience in the Mortgage, Real Estate, and Insurance Industry, excelling at putting her customers first, keeping them informed, and easing their concerns. She finds great joy in helping people navigate the financial aspects of home ownership by explaining the process, answering questions, and offering options that provide the best...

    Suzy Brooks

    Mortgage Loan Originator
    NMLS # 2180211

    Suzy Brooks has a background of over 20 years of experience working with “at risk” kids in the foster care system as a House Parent. This experience has developed in her a compassion for people and a desire to help them overcome adversity. Suzy has learned the art of listening and hearing what others need. These qualities will be a benefit to our customers as she attentively guides them through the loan...

    Barbara Hickey

    Mortgage Loan Originator
    NMLS # 2124858

    Barbara is an Ohio native and a proud mother of two young men. She originates from a large family and enjoys spending time with her family and friends. She has worked with the public for more than 30 years fulfilling her professional endeavors. During her career she has strived to educate others in making the best decisions in order to achieve their goals. She believes consumers need the proper information in order...

    Alicia Fink

    Senior Loan Processor

    Alicia Fink is a returning employee with over 10 years experience in customer service and a year of processing experience. She was born and raised in Brandon Florida and graduated from Hillsborough Community College in 2012 with an Associates Degree. Alicia loves what she does and looks forward to assisting you! Fax: 800-587-7731

    Susan Treece

    Junior Loan Processor

    Susan is an Ohio native with over 30 years of customer service experience in a wide array of business environments. She looks forward to assisting you with your mortgage needs. Fax : 800-540-1877


    I had an amazing experience with Teresa and Amber. They have an incredible work ethic and they worked around the clock to get everything finalized properly and expeditiously. They were available after hours and on the weekends and any time needed. I truly appreciated the fact that they kept me informed at each step of the process. That is extremely important, not just for a first time home buyer like me, who might be a bit nervous, but for anyone. It can actually help streamline the approval process if the buyer is informed of all issues. And to use my own example, the underwriter had an issue with a pending litigation the condo association was involved in. Because the management of the building recently underwent changes, they were not knowledgeable enough to provide needed court documents for the underwriter’s review. Teresa told me about the problem, and because I am an attorney I was able to locate the documents the underwriter needed in 5 minutes. Had Teresa not kept me informed, I might not have been able to close on time.Also, the title company chosen by the sellers was not very helpful or professional. They did not communicate with me about essential things, like the final closing disclosure. Without Teresa’s help and her willingness to go the extra step to make sure everything goes well, my closing experience would have been a nerve-wracking one. So do yourself a favor and choose them if you need mortgage to buy a home.
    Mihaela CM
    Mihaela CM
    17:27 16 Sep 18
    Teresa and her team are great! They take care of all the work and answer ANY questions you have in an extremely timely manner.
    Jessica Pantojas
    Jessica Pantojas
    23:01 11 Apr 18
    Over the years we have been able to rely on American Dream Home Mortgage to be a guaranteed place our customers can get quality service. The team there is professional, effective, ethical, and supports the community in a multitude of ways.Thank you American Dream Home Mortgage for helping so many of our clients realize their American dream of home ownership.
    Delta Credit Restoration
    Delta Credit Restoration
    13:18 06 Nov 14
    My experience as a first time home buyer with Teresa and Mike was stellar! I decided to go with a short sale and ADHM was great at keeping me informed and advising me during the entire process. After I closed on the house and their work was done, Teresa went above and beyond, helping clear up an error caused by the title company. I would definitely recommend them.
    Brian Smith
    Brian Smith
    00:34 17 Feb 13
    I highly recommend this mortgage company. I have been doing business with them for 20+ years! They offer superior service, and truly care about their customers. Teresa Fink and Amber Fink are both exceptional. I have also had wonderful interactions with Joanne!!!
    Joseph Boyle
    Joseph Boyle
    17:19 29 Oct 18
    Great, friendly team who worked hard to ensure I was taken care of!
    Sara Kniffin
    Sara Kniffin
    20:08 29 Oct 18
    Teresa Fink got us a mortgage approval while she was on her vacation!! She and her team are readily available, always dependable, and extremely professional and informative. The approval and closing went very smooth. Looking for a home? Call American Dream - you will never regret it!
    Dave Ureña
    Dave Ureña
    21:39 03 Dec 18
    We were very impressed with this company. Teresa is diligent and hard working. She is very knowledgeable and BY FAR the best lender we've worked with. I highly recommend!
    Laurel Urena
    Laurel Urena
    21:25 03 Dec 18
    Best mortgage company on the planet!Teresa and Amber are dedicated professionals that worked incredibly fast to secure my home loan. Teresa made an extra effort by working on the weekends as well. American Dream Home Mortgage is clearly the best mortgage company in Tampa Bay!
    Tim Otero
    Tim Otero
    08:25 23 Feb 20

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