Home2023-09-14T06:58:36-04:00

ONE STEP CLOSER TO THE

AMERICAN DREAM

  • Fantastic Rates

  • No Down Payment Programs (VA and USDA)

  • Investor Programs

  • Down Payment Assistance Available

  • Fast Closings

  • Highly Responsive Communication

  • Over 25,000 clients served

  • 30+ Years of Service & 100+ Years Experience

CALL US AT (813) 655-4663

or Fill out the form below to have us call you!

SERVICES

WE OFFER

At American Dream Home Mortgage, we pride ourselves in helping people find the best solution for their individual financing needs. We take the time to get to know our clients while working quickly to get them the results they want. We opened our business in 2006 and have over 30 years’ experience in the industry. We understand the importance of providing the best possible terms while meeting your closing deadline.
The reason we established American Dream Home Mortgage is because we want to see people’s dreams of homeownership become a reality. The reason we’ve stayed in business is because we care about our customers and we ensure that they understand the loan process from beginning to end. American Dream Home Mortgage looks forward to assisting you with your homebuying or refinancing needs.

PROUD MEMBER OF THE VALRICO/FISHHAWK CHAMBER OF COMMERCE

Proud recipients of the finalist award for the 2010 Small Business of the Year Award sponsored by the Greater Brandon Chamber of Commerce.

Home Mortgage Commercial Property loans
Home Mortgage FHA 203k Streamline Rehab Program
Home Mortgage HARP Refinancing Loans
Home Mortgage USDA Loans
Home Mortgage VA loan
Home Mortgage FHA loan

Over
25,000
Customers Served

More Than
$500,000,000
In closed loans

More Than
100 Years
of combined experience

MEET THE DREAM TEAM

American Dream Home Mortgage FHA 203k Streamline Rehab Program

Teresa Fink

Owner and Senior Mortgage Loan Originator
NMLS# 327751

Teresa Fink has been a resident and active business professional in the Tampa Bay community since 1987. Teresa began her career in the mortgage industry as a mortgage processor and became a licensed mortgage broker in 1990. As one of the communities top-producing loan originators, she decided to partner with her husband, Mike, in opening their own company in 2006. It was Teresa’s dream to help prospective home buyers to assist them...

American Dream Home Mortgage Home Equity Lines And Loans

Mike Fink

Co-owner and Administrative Manager

Mike is a native of Ohio and has been a resident of the Tampa Bay Area for over 20 yrs. Mike is a veteran of the United States Air Force.

Barbara Hickey

Mortgage Loan Originator
NMLS # 2124858

Barbara is an Ohio native and a proud mother of two young men. She originates from a large family and enjoys spending time with her family and friends. She has worked with the public for more than 30 years fulfilling her professional endeavors. During her career she has strived to educate others in making the best decisions in order to achieve their goals. She believes consumers need the proper information in order...

Alicia Dwinnell

Senior Loan Processor

Alicia Dwinnell is a returning employee with over 10 years experience in customer service and a year of processing experience. She was born and raised in Brandon Florida and graduated from Hillsborough Community College in 2012 with an Associates Degree. Alicia loves what she does and looks forward to assisting you! Fax: 800-587-7731

TESTIMONIALS

I had an amazing experience with Teresa and Amber. They have an incredible work ethic and they worked around the clock to get everything finalized properly and expeditiously. They were available after hours and on the weekends and any time needed. I truly appreciated the fact that they kept me informed at each step of the process. That is extremely important, not just for a first time home buyer like me, who might be a bit nervous, but for anyone. It can actually help streamline the approval process if the buyer is informed of all issues. And to use my own example, the underwriter had an issue with a pending litigation the condo association was involved in. Because the management of the building recently underwent changes, they were not knowledgeable enough to provide needed court documents for the underwriter’s review. Teresa told me about the problem, and because I am an attorney I was able to locate the documents the underwriter needed in 5 minutes. Had Teresa not kept me informed, I might not have been able to close on time.Also, the title company chosen by the sellers was not very helpful or professional. They did not communicate with me about essential things, like the final closing disclosure. Without Teresa’s help and her willingness to go the extra step to make sure everything goes well, my closing experience would have been a nerve-wracking one. So do yourself a favor and choose them if you need mortgage to buy a home.
Mihaela CM
Mihaela CM
17:27 16 Sep 18
Teresa and her team are great! They take care of all the work and answer ANY questions you have in an extremely timely manner.
Jessica Pantojas
Jessica Pantojas
23:01 11 Apr 18
Over the years we have been able to rely on American Dream Home Mortgage to be a guaranteed place our customers can get quality service. The team there is professional, effective, ethical, and supports the community in a multitude of ways.Thank you American Dream Home Mortgage for helping so many of our clients realize their American dream of home ownership.
Delta Credit Restoration
Delta Credit Restoration
13:18 06 Nov 14
My experience as a first time home buyer with Teresa and Mike was stellar! I decided to go with a short sale and ADHM was great at keeping me informed and advising me during the entire process. After I closed on the house and their work was done, Teresa went above and beyond, helping clear up an error caused by the title company. I would definitely recommend them.
Brian Smith
Brian Smith
00:34 17 Feb 13
I highly recommend this mortgage company. I have been doing business with them for 20+ years! They offer superior service, and truly care about their customers. Teresa Fink and Amber Fink are both exceptional. I have also had wonderful interactions with Joanne!!!
Joseph Boyle
Joseph Boyle
17:19 29 Oct 18
Great, friendly team who worked hard to ensure I was taken care of!
Sara Kniffin
Sara Kniffin
20:08 29 Oct 18
Teresa Fink got us a mortgage approval while she was on her vacation!! She and her team are readily available, always dependable, and extremely professional and informative. The approval and closing went very smooth. Looking for a home? Call American Dream - you will never regret it!
Dave Ureña
Dave Ureña
21:39 03 Dec 18
We were very impressed with this company. Teresa is diligent and hard working. She is very knowledgeable and BY FAR the best lender we've worked with. I highly recommend!
Laurel Urena
Laurel Urena
21:25 03 Dec 18
Best mortgage company on the planet!Teresa and Amber are dedicated professionals that worked incredibly fast to secure my home loan. Teresa made an extra effort by working on the weekends as well. American Dream Home Mortgage is clearly the best mortgage company in Tampa Bay!
Tim Otero
Tim Otero
08:25 23 Feb 20
I did my last refinance with American Dream Home Mortgage and had a ready experience. Teresa and her staff are incredibly knowledgeable from the beginning through all the details and to the finish. I've also referred many clients over the last 5 years and the feedback has always been fantastic. They have a range of mortgage options and find the one best suited to the client's situation. I highly recommend American Dream Home Mortgage for helping real estate buyers put the best mortgage in place.
Doug W
Doug W
16:09 03 Feb 22
Teresa has helped me and my family with multiple mortgages in the past where the finish results were winning and the most recent mortgage she helped me with, it was the icing on the cake!!! Teresa and her team made the impossible, possible!! 🙂 She helped me close in 2 weeks tops after builder pressured me to close. ADHM do a fantastic job everytime, and will ALWAYS get the job done!!!! They are amazing 🙂
Ken Bardales
Ken Bardales
04:16 10 Nov 22
Teresa Fink and her team at American Dream Home Mortgage are top-notch! Her years of experience and expertise helped us find an excellent interest rate! As a bonus, the teamwork at ADHM made the whole process an easy one. Highly recommended!
Carol Weathersbee
Carol Weathersbee
19:56 03 Feb 22
I was lucky enough to find American Dream Home Mortgage with Teresa and her staff. I have referred them for the past 13 years to my clients and everyone has been happy, impressed and amazed at how hard working and personable Teresa is. Teresa is in the business to find you a mortgage loan that fits you and in her heart its not just her business but her commitment to you to make it happen if at all possible. She is available evenings and weekends when you need her most after finding your next home. Teresa has my commitment 100% of the time to handle any of my clients mortgage needs.
Randy Cannon
Randy Cannon
18:01 05 Aug 20
I used American Dream Home Mortgage twice. There is a review below for my first experience in 2018 when I purchased my condo. It was such a great experience that I returned. Now I refinanced my mortgage and my experience with Teresa and her team has been once again outstanding. She really cares about every single client no matter how small the business they bring in is. She will do anything possible to streamline and expedite the process and will treat your business like her own. That’s why I would never go to anyone else if I had to apply for a mortgage.I had an amazing experience with Teresa and Amber. They have an incredible work ethic and they worked around the clock to get everything finalized properly and expeditiously. They were available after hours and on the weekends and any time needed. I truly appreciated the fact that they kept me informed at each step of the process. That is extremely important, not just for a first time home buyer like me, who might be a bit nervous, but for anyone. It can actually help streamline the approval process if the buyer is informed of all issues. And to use my own example, the underwriter had an issue with a pending litigation the condo association was involved in. Because the management of the building recently underwent changes, they were not knowledgeable enough to provide needed court documents for the underwriter’s review. Teresa told me about the problem, and because I am an attorney I was able to locate the documents the underwriter needed in 5 minutes. Had Teresa not kept me informed, I might not have been able to close on time.Also, the title company chosen by the sellers was not very helpful or professional. They did not communicate with me about essential things, like the final closing disclosure. Without Teresa’s help and her willingness to go the extra step to make sure everything goes well, my closing experience would have been a nerve-wracking one. So do yourself a favor and choose them if you need mortgage to buy a home.
Mihaela CM
Mihaela CM
23:00 29 Jun 21

Click To Read All Reviews

Google Rating
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